Top Dollar Pawn – Pawn Services
Get a Loan
Getting a loan has never been easier. We help you get the money you need when you need it with our pawn services. To get started, simply bring in your personal merchandise to be used as collateral for a loan. Even though we accept almost anything of value, the more valuable your merchandise, the more money you’ll qualify for in your loan agreement.
How does a collateral loan work?
Using your personal property, you can use the worth of that item as collateral. Simply bring it in for evaluation. Our pawnbrokers will assess your item based on best practices and years of experience. In this way, you get the money that you need and still get to keep your property.
Your other option is to sell us your property, which is useful if you need cash but no longer need or want the item.
Pawn loans are made for 30 days, with a set amount of interest accruing for the duration of your loan. Loans are given with a 30 day grace period, allowing for 60 days total. Loans must be paid back in full, with interest to regain your property. If you decide to not pay the money or fail to pick up your goods, the pawnbrokers keep your property and retain ownership. The details of your specific loan will be explained thoroughly and you can keep a copy for your records.
For the duration of your loan, our professionals hold your items and place them in a secured storage area away from the main store front area.
Check Cashing Services
In addition to pawning, we also offer cashing services, including insurance checks and payroll checks.
Not sure if we can help you with your financial needs? Just ask! Chances are our experts can get you in and out within ten minutes giving you time to spend on more important things. Visit our contact us page for our email, phone number and address.
In order to complete a pawn loan transaction or qualify for our cash services in Oklahoma, you must provide a state issued ID. Examples of valid proof of identification are licenses, passports and picture IDs that includes your name and address. These are not our rules; they are state-wide to ensure our pawnbrokers know who you are and are compliant. You must be at least 18-years-oldfor all services, with the exception of buying, selling and pawning handguns, which requires that you be 21-years of age.
Our highly trained staff is the best within our industry. Their know-how is important in order to handle your transactions efficiently, and give you top cash for your property. Take advantage of their expertise to get the financial advice that you seek.
You can rest assured your merchandise is safe and sound with us. We have an onsite state-of-the-art security system, including surveillance cameras. Additionally, our staff takes precautions to make sure all items on pawn loan hold are out of site and securely stored.
At Top Dollar Pawn we are serious about getting you a fair price for your goods. Our staff is trained in the latest technology to test your goods and evaluate your merchandised based on a variety of factors. The evaluation process includes determining value because ultimately, you want your items to have resell value. Our pawnbrokers will accept merchandise in less the perfect condition, even broken pieces of jewelry, since we can melt it down and make custom jewelry. However, for other items, it may be impossible to restore the merchandise for resell purposes.
Value is determined based on item condition, marketing value, resell value and more. Learn more about specific factors when selling us your goods or when applying for a loan.
What do we accept? Almost anything and everything of value! The more valuable your property, the more money we can offer you. Don’t let your unused or unwanted merchandise go to waste at home. Instead, bring it into our pawnshop for fast cash.
The following items are commonly accepted in our pawn stores, but we accept a wide array of merchandise, so if you are not sure, please contact us.
- Gems and precious stones
- Cameras and camera gear
- Musical instruments
- Video game systems (Xbox, Wii, PlayStation 3, Nintendo DS, etc.)
- Video games
- DVDs and Blue-Rays
- Guns, tasers, and firearms
- Sporting Equipment
- Household items
- Construction Equipment
- Cell phones and tablets
- Home Theater